Types of Health Cover

There are many different policies available - let us find the right one for you:

Budget Health Cover

With this type of policy normally only inpatient treatment is covered, this means that diagnostic tests, Consultant's fees and outpatient treatments are not covered. This type of policy best suits those who can afford to pay their own outpatient tests and consultants fees from savings leaving the policy to pay for the most expensive treatments such as operations. Some insurers will include diagnostic tests and consultants fees if this later results in an inpatient hospital stay. Inpatient radiotherapy and chemotherapy is covered by most insurers on budget polices. Inpatient treatment is covered in full.

Standard Health Cover

This type of policy covers full inpatient treatment such as operations and a range of outpatient treatments. Specialist consultations and diagnostic procedures, including pathology, radiology computerised tomography, MRI Scans, radiotherapy and chemotherapy up to a limit of anything between £500 - £2000 depending on the insurer. Normally Therapies such as treatment by registered Osteopaths, Chiropractors, Physiotherapists, Homeopaths and Acupuncturists will also be covered again up to specified limits that vary between insurers.

Comprehensive Health Cover

Comprehensive policies are very much top-of-the-range healthcare solutions. They typically include full inpatient cover, unlimited outpatient cover as described above, MRI, and CT scans and other benefits such as psychiatric cover, travel cover, dental cover, home nursing costs, chiropody, recuperative care and incidental hospital expenses (telephone calls, newspapers etc). For complete peace of mind this is the type of policy you should choose.

Norwich Union Health News

• 10/06/2008 :

  Single jab could treat testicular cancer

  A common type of testicular cancer could be cured with a single injection, scientists have claimed.

• 10/06/2008 :

  Free primary school meals for Scottish kids

  Youngsters in Scotland are set to enjoy free school meals during primaries one, two and three to ensure that children have at least one nutritious meal every day.

• 10/06/2008 :

  Campaigners criticise cartoon use in food ads

  Cartoon characters in food adverts are promoting unhealthy products and doing little to help the fight against obesity, a consumer watchdog has claimed.

• 10/06/2008 :

  Survey reveals lack of malaria awareness

  A survey conducted for the Malaria Awareness Campaign has revealed that nearly a third of gap year students admit to being poorly informed about the potentially fatal disease.

Health Insurance / Medical Insurance News From Medical News Today

• 10/06/2008 :

  Florida Regulators Try To Determine Specifics Of New Law That Allows Some Adults To Stay On Parents' Health Policies Up To Age 30

  A Florida state law allowing certain workers to keep dependents on their health insurance policies until age 30 was scheduled to take effect on Wednesday, but some of the specifics of the law still are being discussed, the Orlando Sentinel reports.

• 10/06/2008 :

  Allsup Introduces Health Discount Program To Millions Of People With Disabilities, USA

  Allsup announced today it is offering a new Health Discount Program to help millions of people with disabilities gain access to discounted healthcare and medical services. The program is among the new financial and healthcare-related services Allsup has introduced for people with disabilities to complement the nationwide SSDI representation services it has offered for nearly 25 years.

• 10/06/2008 :

  Vice Presidential Debate Includes References To Health Care

  Democratic vice presidential nominee Sen. Joseph Biden (Del.) and Republican vice presidential nominee Alaska Gov. Sarah Palin on Thursday during a debate at Washington University in St. Louis discussed health care and other proposals offered by Democratic presidential nominee Sen. Barack Obama (Ill.) and Republican presidential nominee Sen.